Sunday, August 30, 2009
Sunday, August 9, 2009
www.peter.iJango.biz Internet FREE MONEY !!!
What the heck is ijango? http://www.iJango.biz/peter
www.peter.iJango.biz
ijango is an easy-to-use, fully customizable, powerful, Internet Portal Software program. The ijango portal software allows you to visually arrange (and re-arrange whenever you would like) the contents of your portal software (home page or main page).
Portal software is software that gives you (the user) a single entry point into all of the content of the World Wide WEB (WWW). Think of it as your main page or home page. When you get on your computer and want to search the WEB, check the news, check out the sports headlines, shop your favorite store, socialize or whatever else you might want to do – you can pre-arrange all of your favorite sites or applications as part of your home page, making navigating the WEB and working on the computer much easier, more enjoyable and more personalized.
Widgets are small icons. Each of these icons or widgets represents a WEB site. ijango currently has hundreds of these widgets or icons available on their portal (home page) for you to select from (eventually we will have thousands). Widgets allow you to set up your home page the way you want it to look. They are categorized for you on the ijango Dashboard under the HOME page tab where it says ADD STUFF. Whatever you want to exhibit on your HOME page – just click on the appropriate Widget and it will appear on your Home page.
The Dashboard of the ijango portal home page is like the Dashboard on your car. It gives you information. The Dashboard of the ijango home page gives you several main categories of information to choose from: HOME – which is like the garage of your home, it's where you are when you are deciding where you want to go on the WEB. It is also where you personalize your home page by choosing widgets (see above) or items you always want displayed on your home page. NEWS: which has many sub-categories to choose from, SOCIAL: which allows you to interact and socialize with other ijango users, SHOP: which has hundreds of stores to choose from, MUSIC: which gives you the ability to play and/or download music from thousands of sources, GAMES: which gives you many game playing options and the last tab showing the most recent search you did on the WEB
The Windshield of the ijango portal home page is directly above the Dashboard. It gives you the ability to dictate where you are going and choose how you are going to get there when searching the WEB. It displays the ijango logo and gives you the option of seeing and searching the WEB using your choice of Google, Yahoo, or Bing. Instant results from any search are displayed on your ijango home page.
IJANGO is designed to make your internet experience more personalized, easier to use and just plain fun! IJANGO I LOVE YOU! www.peter.iJango.biz
www.peter.iJango.biz
ijango is an easy-to-use, fully customizable, powerful, Internet Portal Software program. The ijango portal software allows you to visually arrange (and re-arrange whenever you would like) the contents of your portal software (home page or main page).
Portal software is software that gives you (the user) a single entry point into all of the content of the World Wide WEB (WWW). Think of it as your main page or home page. When you get on your computer and want to search the WEB, check the news, check out the sports headlines, shop your favorite store, socialize or whatever else you might want to do – you can pre-arrange all of your favorite sites or applications as part of your home page, making navigating the WEB and working on the computer much easier, more enjoyable and more personalized.
Widgets are small icons. Each of these icons or widgets represents a WEB site. ijango currently has hundreds of these widgets or icons available on their portal (home page) for you to select from (eventually we will have thousands). Widgets allow you to set up your home page the way you want it to look. They are categorized for you on the ijango Dashboard under the HOME page tab where it says ADD STUFF. Whatever you want to exhibit on your HOME page – just click on the appropriate Widget and it will appear on your Home page.
The Dashboard of the ijango portal home page is like the Dashboard on your car. It gives you information. The Dashboard of the ijango home page gives you several main categories of information to choose from: HOME – which is like the garage of your home, it's where you are when you are deciding where you want to go on the WEB. It is also where you personalize your home page by choosing widgets (see above) or items you always want displayed on your home page. NEWS: which has many sub-categories to choose from, SOCIAL: which allows you to interact and socialize with other ijango users, SHOP: which has hundreds of stores to choose from, MUSIC: which gives you the ability to play and/or download music from thousands of sources, GAMES: which gives you many game playing options and the last tab showing the most recent search you did on the WEB
The Windshield of the ijango portal home page is directly above the Dashboard. It gives you the ability to dictate where you are going and choose how you are going to get there when searching the WEB. It displays the ijango logo and gives you the option of seeing and searching the WEB using your choice of Google, Yahoo, or Bing. Instant results from any search are displayed on your ijango home page.
IJANGO is designed to make your internet experience more personalized, easier to use and just plain fun! IJANGO I LOVE YOU! www.peter.iJango.biz
www.peter.iJango.biz
www.iJango.biz/peter
Ø http://peter.iJango.bizI would like to tell you about iJango. iJango is a brand new company. We are in our pre-launch phase. The official opening was August 1, 2009. iJango is the first of its kind. There has never been a network marketing company such as this before. Never has a network marketing company been able to offer a product that is completely free. Come August 1st we will have the iJango toolbar ready for download by you or any of your customers. Once that happens we will be able to offer Google, Yahoo, and MSN all on one page. At the same time making you money every time you or someone you know clicks on your toolbar or any of the many services that the iJango page provides. One of the things that I am so excited about, is the fact that when you or your customers and friends do any social networking on Facebook, Myspace, Twitter, or any blogging, you will get paid per click. iJango also pays you for you or your customers to click on any entertainment, shopping, services, or any advertisement ad. iJango will be the single greatest network marketing company of all time because there is nothing for your customers to buy. Even if they don't join the company. The only thing you have to do is show your customers how convenient it is to use iJango and how its FREE, and when they click you get paid.The Company: iJango is a new network marketing company based out of Austin, TX. The company is currently in its prelaunch stage and is scheduled for its full launch on August 1, 2009.The Platform: Ijango is a new, revolutionary, fully customizable web portal. It is completely one of a kind.Unlike some programs, like Alladvantage and Agloco (which are nothing but toolbars), the iJango web portal that can be used much like a homepage.As an iJango user: Users of the iJango web portal can fully customize their page to the point where they don't have to leave the page to access other sites. Users can add the widgets of the sites they desire to access to their iJango web portal. Its like adding applications to an iPhone.To get you a better understanding about what a web portal is, think about the front pages of Google, MSN, Yahoo, and AOL.On these pages, all the information is sectioned off. You've got a news, entertainment news, financial information, ads, etc.Now imagine being able to modify these pages to the point where you can even add a section where you could check your Facebook messages or a section where you could group all the bills you pay online. That is the power of the customizability of the iJango web portal.As an iJango distributor: Giants like Google and Yahoo make their money from companies who pay them to advertise on their page. So even though they are free for users, sites like Google and Yahoo still make a substantial income from their advertising revenue.iJango will be no different...except for two thing. The company has combining that internet commerce aspect with network marketing. So distributors will be able to receive a percentage of the revenues generated from the use of the web portal. Also, Mr. Steve Smith is a guru of MLM.
Ø He brings Excel Communication through MLM to IPO.iJango is the first of its kind and many anticipate to it will go viral...much like the growth of Facebook and Twitter. Those who see this have been taking advantage of the prelaunch period of the company and positioning themselves at the top of the organization.How Does iJango Create Revenue? Usage CommissionCommissions are paid out to iJango based on two categories:1. Shopping2. TrafficShoppingiJango has partnerships with various vendor and they advertise their products within the shopping. Therefore, shopping revenues are generated anytime items are purchased within the iJango Shopping portal.TrafficTraffic revenues are generated when users interact with the iJango portal. Revenue generating actvities include conducting searches, checking emails, watching videos, clicking ads, and other similar activities.All The Best,Peter Wu (Master Distributor)1379 Sagebrook Dr.Fairview, TX. 75069
Ø http://peter.iJango.biz
Ø (214) 682-8888 cell
Ø 777Realty@gmail.com
Ø
• Location: Dallas, Texas.
Ø http://peter.iJango.bizI would like to tell you about iJango. iJango is a brand new company. We are in our pre-launch phase. The official opening was August 1, 2009. iJango is the first of its kind. There has never been a network marketing company such as this before. Never has a network marketing company been able to offer a product that is completely free. Come August 1st we will have the iJango toolbar ready for download by you or any of your customers. Once that happens we will be able to offer Google, Yahoo, and MSN all on one page. At the same time making you money every time you or someone you know clicks on your toolbar or any of the many services that the iJango page provides. One of the things that I am so excited about, is the fact that when you or your customers and friends do any social networking on Facebook, Myspace, Twitter, or any blogging, you will get paid per click. iJango also pays you for you or your customers to click on any entertainment, shopping, services, or any advertisement ad. iJango will be the single greatest network marketing company of all time because there is nothing for your customers to buy. Even if they don't join the company. The only thing you have to do is show your customers how convenient it is to use iJango and how its FREE, and when they click you get paid.The Company: iJango is a new network marketing company based out of Austin, TX. The company is currently in its prelaunch stage and is scheduled for its full launch on August 1, 2009.The Platform: Ijango is a new, revolutionary, fully customizable web portal. It is completely one of a kind.Unlike some programs, like Alladvantage and Agloco (which are nothing but toolbars), the iJango web portal that can be used much like a homepage.As an iJango user: Users of the iJango web portal can fully customize their page to the point where they don't have to leave the page to access other sites. Users can add the widgets of the sites they desire to access to their iJango web portal. Its like adding applications to an iPhone.To get you a better understanding about what a web portal is, think about the front pages of Google, MSN, Yahoo, and AOL.On these pages, all the information is sectioned off. You've got a news, entertainment news, financial information, ads, etc.Now imagine being able to modify these pages to the point where you can even add a section where you could check your Facebook messages or a section where you could group all the bills you pay online. That is the power of the customizability of the iJango web portal.As an iJango distributor: Giants like Google and Yahoo make their money from companies who pay them to advertise on their page. So even though they are free for users, sites like Google and Yahoo still make a substantial income from their advertising revenue.iJango will be no different...except for two thing. The company has combining that internet commerce aspect with network marketing. So distributors will be able to receive a percentage of the revenues generated from the use of the web portal. Also, Mr. Steve Smith is a guru of MLM.
Ø He brings Excel Communication through MLM to IPO.iJango is the first of its kind and many anticipate to it will go viral...much like the growth of Facebook and Twitter. Those who see this have been taking advantage of the prelaunch period of the company and positioning themselves at the top of the organization.How Does iJango Create Revenue? Usage CommissionCommissions are paid out to iJango based on two categories:1. Shopping2. TrafficShoppingiJango has partnerships with various vendor and they advertise their products within the shopping. Therefore, shopping revenues are generated anytime items are purchased within the iJango Shopping portal.TrafficTraffic revenues are generated when users interact with the iJango portal. Revenue generating actvities include conducting searches, checking emails, watching videos, clicking ads, and other similar activities.All The Best,Peter Wu (Master Distributor)1379 Sagebrook Dr.Fairview, TX. 75069
Ø http://peter.iJango.biz
Ø (214) 682-8888 cell
Ø 777Realty@gmail.com
Ø
• Location: Dallas, Texas.
Sunday, September 21, 2008
Excellent
I believe in the theory that having a positive attitude in your day to day living will help you not only in your business life but also in your personal life with your family and friends. I do my very best to stay upbeat all the time. No way is it an easy thing to do. We have to continue in our efforts on a daly basis to keep a positive attitude no matter what is going on. Sometimes it is difficult especially when things are going on with kids and such but is an absolute necessity to keep upbeat. Last week I had one down day and boy did it prove my theory. I have always said that if your attitude suffers it then involves those that work with you and your family at home. People were emailing, skyping, calling asking if I was alright. It was amazing. At home everyone just left me alone for a while until I got over it. So the moral of the story is no matter what, keep that positive attitude and it will influence your associates, your spouses, your children and your clients.
Thursday, August 28, 2008
Dallas Texas Boom www.ok8888.com
Dallas Texas Boom !!!
DALLAS, TX-Weathering out today's economic turmoil is easier in Texas than practically any place else in the US. And, a leading economist for the Real Estate Center at Texas A&M University says the climate's going to stay that way for a long time to come.
"I think Texas is poised for an all-out boom for the next 25 years," Dr. James P. Gaines, research economist for the College Station-based real estate center, told nearly 175 professionals attending yesterday's CoreNet Global Southwest meeting in Addison Conference Center at 15650 Addison Rd. In a macro- to micro-look at the US and Texas, Gaines says the state's good fortune to be gaining while others lose comes with a cost: pressure on infrastructure, government services and public finance.
Population projections show the state will add 13.6 million residents by 2030, more than the current populations of Dallas/Fort Worth, Houston, San Antonio and Corpus Christi. The stats show three million to seven million people will land in Dallas/Fort Worth, with Gaines betting the final tally will push the high end of the 2030 projection.
Gaines credits the state's strong showing, today and in the future, to job growth, which is leading the US, non-union labor and pro-growth attitudes. Still, he says it doesn't mean Texas will escape unscathed from the nation's economic upheaval. "Texas housing markets are going to be spotty," he forewarns. "Rents and occupancies for commercial real estate will continue to rise for now." And in Dallas/Fort Worth, he says absorption is positive although "we're seeing some early, early strain of overbuilding, but there's still investor interest."
Commercial real estate owners are facing new pressure with lending rules changing and corporations caught in "wait and see" modes. "You just can't assume you're going to have a 10% rent increase every year for 10 years and 1.5x debt coverage," Gaines stresses. "And, that's what's been going on."
Texas' economic indicators still point to 2% to 2.5% growth, besting predictions about the nation as a whole by nearly two points. The good news about Texas, though, is overshadowed by concerns at the national level. "One of our biggest problems facing our economy is a solvency issue," Gaines says, citing the feds' bailout of financial institutions and more recently, Fannie Mae and Freddie Mac.
The writing is on the wall for a "technical recession," Gaines says, pointing to rising food and energy prices, lower consumer spending, job losses, slow economic growth and high inflation. He echoes his peers in predicting the Fed will stop cutting interest rates as a stop-gap measure, adding mortgage rates most likely will stay flat or tick ever so slightly. The upshot is the economy will continue down its present path for the rest of this year and well into 2009.
"Dallas/Fort Worth moves more in sympathy with the US economy than any place else. Now, though, it's still perking above the US indicators," Gaines says. "In Texas, we're doing a whole lot better. If Texas was a nation, we'd be ranked No. 11 in the world."
Gaines says the state clearly is poised for a long boom, economically and population-wise. And though he didn't come out and say it, his outlook is a calling card for a well-known saying in Texas that all newcomers hear: "What took you so long to get here."
Call Peter Wu 214-682-8888 www.ok8888.com
DALLAS, TX-Weathering out today's economic turmoil is easier in Texas than practically any place else in the US. And, a leading economist for the Real Estate Center at Texas A&M University says the climate's going to stay that way for a long time to come.
"I think Texas is poised for an all-out boom for the next 25 years," Dr. James P. Gaines, research economist for the College Station-based real estate center, told nearly 175 professionals attending yesterday's CoreNet Global Southwest meeting in Addison Conference Center at 15650 Addison Rd. In a macro- to micro-look at the US and Texas, Gaines says the state's good fortune to be gaining while others lose comes with a cost: pressure on infrastructure, government services and public finance.
Population projections show the state will add 13.6 million residents by 2030, more than the current populations of Dallas/Fort Worth, Houston, San Antonio and Corpus Christi. The stats show three million to seven million people will land in Dallas/Fort Worth, with Gaines betting the final tally will push the high end of the 2030 projection.
Gaines credits the state's strong showing, today and in the future, to job growth, which is leading the US, non-union labor and pro-growth attitudes. Still, he says it doesn't mean Texas will escape unscathed from the nation's economic upheaval. "Texas housing markets are going to be spotty," he forewarns. "Rents and occupancies for commercial real estate will continue to rise for now." And in Dallas/Fort Worth, he says absorption is positive although "we're seeing some early, early strain of overbuilding, but there's still investor interest."
Commercial real estate owners are facing new pressure with lending rules changing and corporations caught in "wait and see" modes. "You just can't assume you're going to have a 10% rent increase every year for 10 years and 1.5x debt coverage," Gaines stresses. "And, that's what's been going on."
Texas' economic indicators still point to 2% to 2.5% growth, besting predictions about the nation as a whole by nearly two points. The good news about Texas, though, is overshadowed by concerns at the national level. "One of our biggest problems facing our economy is a solvency issue," Gaines says, citing the feds' bailout of financial institutions and more recently, Fannie Mae and Freddie Mac.
The writing is on the wall for a "technical recession," Gaines says, pointing to rising food and energy prices, lower consumer spending, job losses, slow economic growth and high inflation. He echoes his peers in predicting the Fed will stop cutting interest rates as a stop-gap measure, adding mortgage rates most likely will stay flat or tick ever so slightly. The upshot is the economy will continue down its present path for the rest of this year and well into 2009.
"Dallas/Fort Worth moves more in sympathy with the US economy than any place else. Now, though, it's still perking above the US indicators," Gaines says. "In Texas, we're doing a whole lot better. If Texas was a nation, we'd be ranked No. 11 in the world."
Gaines says the state clearly is poised for a long boom, economically and population-wise. And though he didn't come out and say it, his outlook is a calling card for a well-known saying in Texas that all newcomers hear: "What took you so long to get here."
Call Peter Wu 214-682-8888 www.ok8888.com
Wednesday, August 27, 2008
Short Sale Process www.ok8888.com
What is a short sale?
Simply put, a short sale is selling a property for a less than what is owed to the underlying mortgage holder(s). The final sales price is essentially what the buyer is willing to pay for the property with the mortgage company/bank having the final approval of the associated closing costs, commissions, terms and acceptance of a discounted payoff(s). The seller should always consult with an attorney, CPA or tax advisor to determine any legal or tax consequences of a short sale. We have seen the gamut of scenarios from mortgage companies accepting the discounted payoff and releasing all remaining debt to deficiency judgments and negotiating a settlement or payments with the seller.The pre-short sale process begins at the time of listing the property for sale. An experienced short sale real estate agent will counsel the seller about the entire process and assist the seller in establishing a competitive listing price based on the current market conditions. The primary responsibility of the seller is to request and complete a short sale package from their bank or mortgage company.
Sellers should be prepared to provide the following documents and information for the short sale packet:• Hardship letter – clearly outlining and substantiating the reasons for requesting the short sale• A financial statement/budget – delineating all income and expenses• Most recent 2-months paycheck stubs• Most recent 2-months bank statements• Past 2 years income tax returns• If self-employed, 6 months of Profit & Loss statements• The listing agent may request additional information:
o Current copy of mortgage statements or any notices from the bank/mortgage companyo Copies of HOA statement showing current or past due amount (if applicable)o An authorization form signed by the sellers that will allow the listing agent to communicate and negotiate with the bank on the seller’s behalf
The short sale process begins in earnest when an offer to purchase is received from a qualified buyer. The actual process from submission to the bank to final approval can take weeks to months. A successful short sale can depend on several factors, among them – • how solid and complete the offer • the buyers ability to successfully obtain their financing• the bank’s particular process and workload• the seller’s completed and acceptable hardship package showing the bank(s) true financial hardship• the knowledge and communication skills of the agents• the resulting BPO/Appraisal ordered by the bank • the patience and determination of all parties involvedTo ensure as smooth a transaction as possible, buyer’s agents must also be knowledgeable about the entire short sale process and take the necessary time to brief the buyer and set realistic expectations. Some key points to include in your buyer’s interview and qualification meeting:
What is your buyer’s time frame? Are they prepared to wait for possibly weeks to several months for the transaction to close?
Are they interest-rate sensitive? If interest rates go up will it negatively impact their ability to get a loan?
Prepare your buyers for the reality of limited information about the status of the approval and the need for patience if deciding to go the short sale route.
Be aware of numerous roadblocks along the way to closing. Everything from getting approvals from 2 separate banks to liens and clouds on title to be cleared prior to closing is possible.
Do your homework when showing properties and be cognizant of the below-market list prices. Some listing agents will list the property well below the comps to entice activity and offers. What seems too good to be true to you and your buyer is usually proved correct when the bank counters the sales price to actual market conditions. Don’t fall into this trap!
Strengthen your offer by having a pre-approval (not pre-qual) letter and proof of funds letter from the buyer’s lender.
Remember the bank wants the highest net possible after acceptable closing costs. Are there multiple offers on the property? Encourage your buyer to write his/her best possible offer first.
Make sure to include the appropriate short sale approval contingency clause and due diligence timeframe to begin after short sale approval by the bank. Las Vegas agents should use the GLVAR Short Sale Addendum in the best interests of their buyers.
Call Peter Wu at (214) 682-8888 www.ok8888.com
777Realty@gmail.com
Simply put, a short sale is selling a property for a less than what is owed to the underlying mortgage holder(s). The final sales price is essentially what the buyer is willing to pay for the property with the mortgage company/bank having the final approval of the associated closing costs, commissions, terms and acceptance of a discounted payoff(s). The seller should always consult with an attorney, CPA or tax advisor to determine any legal or tax consequences of a short sale. We have seen the gamut of scenarios from mortgage companies accepting the discounted payoff and releasing all remaining debt to deficiency judgments and negotiating a settlement or payments with the seller.The pre-short sale process begins at the time of listing the property for sale. An experienced short sale real estate agent will counsel the seller about the entire process and assist the seller in establishing a competitive listing price based on the current market conditions. The primary responsibility of the seller is to request and complete a short sale package from their bank or mortgage company.
Sellers should be prepared to provide the following documents and information for the short sale packet:• Hardship letter – clearly outlining and substantiating the reasons for requesting the short sale• A financial statement/budget – delineating all income and expenses• Most recent 2-months paycheck stubs• Most recent 2-months bank statements• Past 2 years income tax returns• If self-employed, 6 months of Profit & Loss statements• The listing agent may request additional information:
o Current copy of mortgage statements or any notices from the bank/mortgage companyo Copies of HOA statement showing current or past due amount (if applicable)o An authorization form signed by the sellers that will allow the listing agent to communicate and negotiate with the bank on the seller’s behalf
The short sale process begins in earnest when an offer to purchase is received from a qualified buyer. The actual process from submission to the bank to final approval can take weeks to months. A successful short sale can depend on several factors, among them – • how solid and complete the offer • the buyers ability to successfully obtain their financing• the bank’s particular process and workload• the seller’s completed and acceptable hardship package showing the bank(s) true financial hardship• the knowledge and communication skills of the agents• the resulting BPO/Appraisal ordered by the bank • the patience and determination of all parties involvedTo ensure as smooth a transaction as possible, buyer’s agents must also be knowledgeable about the entire short sale process and take the necessary time to brief the buyer and set realistic expectations. Some key points to include in your buyer’s interview and qualification meeting:
What is your buyer’s time frame? Are they prepared to wait for possibly weeks to several months for the transaction to close?
Are they interest-rate sensitive? If interest rates go up will it negatively impact their ability to get a loan?
Prepare your buyers for the reality of limited information about the status of the approval and the need for patience if deciding to go the short sale route.
Be aware of numerous roadblocks along the way to closing. Everything from getting approvals from 2 separate banks to liens and clouds on title to be cleared prior to closing is possible.
Do your homework when showing properties and be cognizant of the below-market list prices. Some listing agents will list the property well below the comps to entice activity and offers. What seems too good to be true to you and your buyer is usually proved correct when the bank counters the sales price to actual market conditions. Don’t fall into this trap!
Strengthen your offer by having a pre-approval (not pre-qual) letter and proof of funds letter from the buyer’s lender.
Remember the bank wants the highest net possible after acceptable closing costs. Are there multiple offers on the property? Encourage your buyer to write his/her best possible offer first.
Make sure to include the appropriate short sale approval contingency clause and due diligence timeframe to begin after short sale approval by the bank. Las Vegas agents should use the GLVAR Short Sale Addendum in the best interests of their buyers.
Call Peter Wu at (214) 682-8888 www.ok8888.com
777Realty@gmail.com
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